At Retirement Planning Center, we’re a team of financial services professionals who believe your retirement should feel like the adventure of a lifetime.
Our team is committed to helping you have confidence for a lifetime. Create experiences of a lifetime. Make a difference that lasts a lifetime. Through our personalized approach, we support your retirement journey, always standing in your corner with a clearly defined path towards adventure.
Bringing adventure to retirement doesn’t happen by accident—it takes a clear path, the right guide, and a well-prepared plan. That’s why we created the Summit Retirement Guide™, a personalized process designed to help you navigate the transition into retirement with clarity, security, and purpose.
Before any great journey begins, you need a map. The first step of the Summit Retirement Guide™ is about understanding where you are today and where you want to go. We’ll take the time to get to know you—your goals, your dreams, and what possibilities you’re ready to bring to life.
With a better understanding of where you are today and the adventure you envision ahead, it’s time to take action. In this phase, we analyze your current portfolio and begin building your personalized Summit Retirement Guide™, ensuring every piece of your financial plan is aligned for the adventure ahead.
With our team helping you stay the course, you’re ready to bring adventure to life. Experience confidence for a lifetime, create experiences for a lifetime, and make a difference that lasts a lifetime. That’s the true outcome of our work.
A retirement plan that provides confidence for the path ahead doesn’t rely on just one element. It’s a careful balance of income, investments, taxes, legacy, and health care working together. That’s why we guide you through each of these five peaks, ensuring every part of your financial future is built for stability, growth, and peace of mind.
Your investments should support your retirement, not stress you out. We design a strategy that balances growth, risk, and stability to keep your wealth working for you.
Without proper planning, taxes can take a big bite out of your retirement income. We implement tax-efficient strategies to help you maximize what you keep.
Health care costs can be unpredictable, but planning ahead helps protect your assets and ensures you have the coverage you need for both routine and long-term care.
A well-structured plan ensures your wealth is passed on according to your wishes, minimizing taxes and protecting your loved ones from unnecessary legal hurdles.
No two retirement adventures are the same. Take our Risk Profile Questionnaire to get an investment portfolio recommendation built around YOU.
Josh Cumrine believes retirement isn’t the finish line – it’s base camp for the next adventure. As Co-Founder of Retirement Planning Center or the Rockies, he and his team help clients turn decades of hard work into a plan that funds the kind of life they want to live, not just the one they can afford to sit still for.
Josh’s path here wasn’t a straight line. Growing up, he chased three things: baseball, numbers, and helping people. Baseball didn’t work out as a career, but the other two did. He entered financial services in 2003, and over the years built a conviction that retirees can benefit from a comprehensive retirement planning approach that considers factors beyond investments alone.
That conviction became RPC’s Summit Retirement Guide™ – a process built around five key areas every solid retirement plan needs to address: Income, Investments, Taxes, Healthcare, and Legacy. Josh walks each client through the Guide personally, translating the technical into the clear, so they can move forward with confidence instead of doubt.
Outside the office, Josh is a husband and father to three sons (and one English Bulldog). A lifelong athlete, he remains deeply engaged in the fitness world today. He lives in Northern Colorado, where family, faith, and community keep him firmly rooted between adventures.
