You’ve worked hard for this stage—it should be filled with possibilities. At Retirement Planning Center of the Rockies, we take the time to understand what you want from retirement and build a personalized strategy to help you get there. Because retirement should be where your adventure begins, not ends.
We’re a Northern Colorado family-owned business with one goal: to help you turn retirement into the adventure of a lifetime. You’ve worked hard to build this life. You deserve to enjoy it, with the confidence to create experiences and make a difference.
But as retirement approaches, even the best-laid plans can bring lingering questions:
It’s natural to feel a mix of excitement and worry. If you’ve ever wondered if you’ve overlooked something or have enough to retire, you’re not alone.
The market goes up and down—but your future shouldn’t. What happens if there’s a downturn? Or unexpected health care costs update?
Retirement is a major life shift. How can you transition from working to retirement without losing your sense of purpose?
We specialize in retirement planning services that help you bring more purpose and possibility to life. Our five peaks of retirement include:
Our four-step process is designed to guide you from where you are today to the peak of financial confidence. With the Summit Retirement Guide™, you’ll have a clear path forward—so you can bring adventure to life in retirement.

We analyze your current portfolio, helping you build a strong foundation with the Summit Retirement Guide™—your personalized plan for adventure.
With a complete Summit Retirement Guide™ in hand, you’ll feel confident and empowered, knowing you have a clear path to the retirement you’ve worked so hard for.
With our team helping you stay the course, you’re ready to bring adventure to life.

Meet the team that treasures close, committed relationships built on trust and understanding.Our team is dedicated to helping you bring adventure to life. It’s not just what we believe—it’s what we help you achieve.


Josh Cumrine believes retirement isn’t the finish line – it’s base camp for the next adventure. As Co-Founder of Retirement Planning Center or the Rockies, he and his team help clients turn decades of hard work into a plan that funds the kind of life they want to live, not just the one they can afford to sit still for.
Josh’s path here wasn’t a straight line. Growing up, he chased three things: baseball, numbers, and helping people. Baseball didn’t work out as a career, but the other two did. He entered financial services in 2003, and over the years built a conviction that retirees can benefit from a comprehensive retirement planning approach that considers factors beyond investments alone.
That conviction became RPC’s Summit Retirement Guide™ – a process built around five key areas every solid retirement plan needs to address: Income, Investments, Taxes, Healthcare, and Legacy. Josh walks each client through the Guide personally, translating the technical into the clear, so they can move forward with confidence instead of doubt.
Outside the office, Josh is a husband and father to three sons (and one English Bulldog). A lifelong athlete, he remains deeply engaged in the fitness world today. He lives in Northern Colorado, where family, faith, and community keep him firmly rooted between adventures.